Perspectives ยท 01

The end of the annual snapshot

How continuous data changes commercial underwriting, on two pages. By Rob Taylor, founder of Mitigate It, with every figure attributed to its published source.

What is inside

  • Why the proposal-form model has persisted, and what it costs
  • The verified numbers behind the information gap (ABI, HSE, Insurance Act 2015)
  • What continuous evidence changes for underwriting, pricing and claims
  • The risk intelligence loop, and why early data compounds

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